Lawsuit filed against me from a repossession 2 years ago?

Question

I bought a car last 2009 and was repo'd year 2011. A lawsuit was filed against me and was told that if I would like to make payment arrangements, I should call the credit company. Now here is the problem...

I am 6 months pregnant, only working 6 hours every other day, paying for rent and all other bills and won't be able to squeeze in monthly payments for the repo'd car. My question is, should I call the credit company itself and explain my situation and have monthly payments moved/start on February, since I will be back to work then from maternity leave with regular hours, or contest to the court and explain my situation?

Answer 1

Yes, that is what they told you. To call the credit card company and make arrangements.

Answer 2

Chunky Monkey: Did they git wun o' them judgment thangs 'gainst u?

Answer 3

Since the car was repossessed, you don't owe anything now. Someone is trying to scam you. Don't fall for it.